Medicare and insurance blog, page 3

Articles are written by the Rise Up Benefits Group Data Desk and reviewed by Viola Lucero, CLTC, the agency's founder and a licensed insurance agent in Chandler, Arizona.

From official sources: the CMS Medicare plan landscape files for 2027 plan data, CMS and Medicare.gov for 2026 Medicare costs, HealthCare.gov and the IRS for Marketplace rules, and named surveys for long-term care costs. Every article lists its sources with links.

Yes. Book a plan review on our booking page or call (480) 300-5776. Viola also runs free Medicare workshops online and in Chandler, AZ.

Medicare plan figures, such as plan counts, premiums and out-of-pocket maximums, come from the CMS plan files for 2027. Federal Medicare amounts, such as the Part B premium, are the 2026 values, because CMS usually announces the 2027 amounts around November 2026. Marketplace articles use the 2026 income rules and the 2027 open enrollment dates. Each article shows the date it was published and lists its sources.

No. Rise Up Benefits Group is an independent insurance agency. We are not a government office. For official information, Medicare.gov is the Medicare website, HealthCare.gov is the official Marketplace in most states, and each state runs its own Medicaid program. Our articles link to those official sources so you can check the rules yourself.

Please use them as a starting point. The articles are general information, not medical, tax or legal advice, and your own costs depend on your plan, your health, your income and where you live. For tax questions, such as HSA contributions or tax credits, check with your tax professional. For coverage questions, a plan review looks at your actual doctors, drugs and budget.

No. There is no cost to you to sit down with us and review your coverage, and there is no pressure to change anything. Bring your plan papers, your list of doctors and your prescriptions to our Chandler, AZ office, or call (480) 300-5776 to go over them by phone. We speak insurance, so you don't have to.

Our office is at 2160 North Alma School Road, Suite 102, Chandler, AZ 85224. We are open Monday to Friday, 9 AM to 5 PM. Please call ahead at (480) 300-5776 to book a time, so Viola or a member of the team is ready for you. You can also reach us by email at [email protected].

Often, yes. Some articles use Arizona plan data, because that is where our office is, but the federal Medicare and Marketplace rules they explain apply across the country. Viola Lucero is licensed in 29 states plus DC. Call (480) 300-5776 and we will tell you whether we can help where you live.